Who is underwriting and insuring your policy?

Choosing who to underwrite our policies is a big decision for us. That's because it's a vital part of our business to get right. Having the best underwriter and insurer means we can offer the best value policies, cover more medical conditions and offer you more policy benefits, however you travel.

Section A1 to Section B10 and Section B12 are insured by DTW 1991 Underwriting Limited on behalf of Syndicate 1991 at Lloyd's (the Company). Registered in England and Wales No: 08330551, Registered Office: 71 Fenchurch Street, London, EC3M 4BS.

DTW 1991 Underwriting Limited in an Appointed Representative of COVERYS Managing Agency Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Syndicate 1991 at Lloyd's is managed by COVERYS Managing Agency Limited. Registered in England and Wales No: 04690709, Registered Office: 71 Fenchurch Street, London, EC3M 4BS. COVERYS Managing Agency Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Section B11 is insured by DAS Legal Expenses Insurance Company Limited (the Legal Expenses Insurer) Registered in England and Wales Company Number: 103274, Head and Registered Office: DAS House, Quay Side, Temple Back, Bristol, BS1 6NH, Website: www.das.co.uk DAS Legal Expenses Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FRN202106) and the Prudential Regulation Authority. The legal advice service is provided by DAS Law Limited and/or a preferred law firm on behalf of DAS. DAS Law Limited is authorised and regulated by the Solicitors Regulation Authority (registered number 423113). DAS Law Limited Head and Registered Office: DAS Law Limited, North Quay, Temple Back, Bristol, BS1 6FL. Registered in England and Wales, Company number 5417859. Website: www.daslaw.co.uk.

Full details are available on the Financial Service Register which is held on the Financial Conduct Authority's (FCA) website www.fca.org.uk or by contacting the FCA on telephone number 0800 111 6768.

We have a cancellation and refund policy, which you will find in your Policy Wording. Please be aware no full refund of the insurance premium will be given after the policies have been issued if you have travelled on, claimed or intend to claim against the policy.