All Policies IncludeCoronavirus Cover
Coronavirus Cover
Questions about cover for coronavirus? Read our FAQs and find out what our policies can do for you. If you would like to contact us, please note we are currently only available 09:00 to 17:30 Monday to Friday due to reduced operational capacity. Thank you.
Section | Maximum Limit - Bronze |
Maximum Limit - Silver |
Maximum Limit - Gold |
Excess | £150 | £50 | £50 |
Enhanced COVID-19 Cover. Terms & Conditions apply. | |||
Cancellation, Curtailment or Trip Interruption | Up to £1,250 | Up to £2,500 | Up to £4,000 |
Scheduled Airline Failure | Nil | Up to £2,500 | Up to £2,500 |
Medical Emergency and Repatriation | Up to £10,000,000 | Up to £10,000,000 | Up to £10,000,000 |
Emergency Dental Treatment | Up to £400 | Up to £500 | Up to £600 |
Hospital Daily Benefit | Up to £50 | Up to £75 | Up to £100 |
Travel Delay | £15 per 12 hours up to £150 | £35 per 12 hours up to £350 | £50 per 12 hours up to £500 |
Holiday Abandonment | Up to £1,250 | Up to £2,500 | Up to £4,000 |
Missed Departure/Connection on your Outward&Return Journey | Up to £100 | Up to £500 | Up to £1000 |
Personal Possessions (Overall) | Up to £1,500 | Up to £2,000 | Up to £3,000 |
Clothes | Up to £400 | Up to £400 | Up to £500 |
Luggage | Up to £150 | Up to £250 | Up to £250 |
Shoes | Up to £150 | Up to £250 | Up to £250 |
Cosmetics | Up to £150 | Up to £200 | Up to £200 |
Fine Jewellery & Watches | Up to £400 | Up to £400 | Up to £500 |
Electrical items & Photographic equipment | Up to £400 | Up to £400 | Up to £500 |
Eyewear | Up to £150 | Up to £150 | Up to £150 |
Buggies, Strollers & Car seats | Up to £150 | Up to £150 | Up to £150 |
Laptops | Up to £400 | Up to £400 | Up to £500 |
Luggage Delay on your Outward Journey | Up to £50 per 12 hours | Up to £100 per 12 hrs | Up to £200 per 12 hrs |
Money and Travel Documents | |||
Travel Documents | Up to £100 | Up to £300 | Up to £300 |
Money & Cash | Up to £250 | Up to £300 | Up to £400 |
£250 cash limit | £300 cash limit | £500 cash limit | |
Personal Liability | Up to £2,000,000 | Up to £2,000,000 | Up to £2,000,000 |
Personal Accident | |||
Personal Total Disablement | Nil | Up to £10,000 | Up to £20,000 |
Loss of limb(s)/eye(s) | Nil | Up to £10,000 | Up to £20,000 |
Death | Nil | Up to £10,000 | Up to £20,000 |
Death if under 18 | Nil | Up to £1,000 | Up to £1,000 |
Overseas Legal Protection | Up to £50,000 | Up to £50,000 | Up to £50,000 |
Mugging | £50 per day up to £100 | £50 per day up to £200 | £50 per day up to £250 |
Hijack | £100 per day up to £1,000 | £200 per day up to £2,000 | £250 per day up to £2,500 |
Cruise cover available for an additional premium | |||
Cabin Confinement | NA | £50 per 24 hours up to £500 | £50 per 24 hours up to £500 |
Cruise Port Change | NA | £50 per port up to £750 | £50 per port up to £750 |
Unused Excursions | NA | Up to £500 | Up to £500 |
Optional Winter Sports cover available for an additional premium | |||
Skis, Ski Equipment and Ski Pack | |||
Ski Equipment | Up to £500 Owned | Up to £750 owned | Up to £1,000 owned |
Up to £150 hired | Up to £200 hired | Up to £400 hired | |
Ski Pack | Up to £250 | Up to £400 | Up to £500 |
Physiotherapy in the United Kingdom | Nil | Nil | Up to £350 |
Ski Equipment Delay | £25 per day up to £250 | £25 per day up to £400 | £25 per day up to £500 |
Piste Closure | £25 per day up to £250 | £25 per day up to £400 | £25 per day up to £500 |
Delay due to Avalanche or Landslide | £25 per day up to £250 | £25 per day up to £400 | £25 per day up to £500 |